End Times
Bank Tellers Are Being Replaced With Touch Screen Navigators As Technology Takes Over
When Wells Fargo opened its first high-tech branch three years ago in the District’s NoMa neighborhood, it did away with desks and replaced traditional counters with large touch-screen ATMs. Also gone from its new location: tellers.
Gone from the cutting-edge bank: Tellers
When Wells Fargo opened its first high-tech branch three years ago in the District’s NoMa neighborhood, it did away with desks and replaced traditional counters with large touch-screen ATMs. Also gone from its new location: tellers.
Instead, the 1,000-square-foot branch has a handful of tablet-toting employees to help customers navigate technology to deposit checks, apply for loans or open savings accounts.
The number of banks tellers in the region has dropped by nearly half in the past 10 years, from 10,980 in 2005 to 5,990 in 2015, outpacing a 17 percent drop nationally, according to data from the Bureau of Labor Statistics. Overall employment in the Washington region rose 7.3 percent in the same period.
Bank of America ATM with Teller Assist:
Median annual pay for tellers, meanwhile, has risen 35 percent, to $32,250 as tellers are increasingly required to be well-versed in technology. A recent report by Citigroup estimates that an additional 30 percent of U.S. banking jobs could be eliminated by 2025 as financial firms shutter branches and invest more heavily in technology.
“There has been a tremendous change in the mix of bank employees, with a much greater reliance on tech workers,” said Bert Ely, a banking industry consultant in Alexandria. “Banks are cutting a lot of so-called back-office processing jobs — and that is something that will continue.”
Experts say the trend is likely to be magnified in the Washington area, where an influx of young professionals and tech-savvy customers has ushered in a number of high-tech branches that require few employees. Recent bank mergers and branch closings also have contributed to shrinkage in the pool of jobs.
“Traffic in branches is down dramatically,” said Ronald D. Paul, chief executive of Bethesda-based Eagle Bancorp, the region’s largest community bank. “You just don’t need that many branches anymore.”
As a result, the company has closed less-frequented branches and moving others into smaller spaces. It also is adding more high-tech workers, including computer programmers and commercial deposit officers who can help troubleshoot technology, to its ranks.
The number of bank branches in the Washington region has been steadily dropping in recent years. Last year, the area had 1,697 branches, 84 fewer than it did in 2010, according to data from the Federal Deposit Insurance Corp.
“It was the ATM that started this spiral 25 or 30 years ago,” said Stephen Fuller, an economist and senior adviser at George Mason University’s Center for Regional Analysis. “We’ve just about replaced the need to have people in those spaces.”
Indeed, nearly four in 10 Americans have not visited a bank or credit union branch in at least six months, according to a survey by Bankrate.com, a New York-based personal-finance information company. When customers do stop by the bank, it is generally for financial consultations or to open accounts, not routine transactions, the survey found.
“The bank as it is today is becoming more interactional and less transactional,” said David M. Glaser, a vice president at District-based National Capital Bank. “When people come in, it’s with a more complex question or to open an account. If they just need to deposit a check — well, they can do that at the ATM.”
At PNC, which has done away with tellers at a number of area branches, new hires are as likely to come from a tech company as from another bank, said Todd Barnhart, head of branch distribution.
“The way we think about recruiting has changed pretty significantly,” he said. “Five or 10 years ago, we might have looked at employees at the bank down the street. “Today we’re looking at people from the Apple store, AT&T store and other tech-centric retailers.”
The company’s “innovation branch” in Tenleytown, for example, has six employees, all of whom are trained to help customers with everything from deposits to loan applications. “We’re not building branches with teller lines but with places where customers and employees can have meaningful conversations,” he said.
Instead of having separate tellers and mortgage officers, “it’s one job, one person,” Barnhart said, adding that roughly half of the bank’s deposits now come through its mobile app or ATMs.
Among Americans with smartphones, 52 percent used mobile banking in 2014, according to a Federal Reserve survey. The vast majority of users — 94 percent — use mobile apps to check their account balances, while 61 percent use them to transfer money between their accounts and 51 percent to deposit checks. The median frequency of use was five times a month.
Meanwhile, national bank employment has been falling an average of 2 percent a year since the recession, according to the Citigroup report.
“The future of branches in banking is about focusing on advisory and consultation rather than transactions,” according to the Citigroup report. “Branches and associated staff costs make up about 65 percent of the total retail cost base of a larger bank and a lot of these costs can be removed via automation.” source
Christian Persecution
Street Preacher In England Warned By Police Office That The John 3:16 Scripture On The Back Of His Van Could Be Considered ‘Hated Speech’ Crime
Street preacher Mick Fleming in England was recently warned by police over the John 3:16 Bible verse he placed on the back of his van that it could be considered ‘hate speech’
I was browsing my news feed this morning when I came across this article on a street preacher in England, Mick Fleming, who lives in a van and ministers through his Church On The Street ministry. I have never heard of this guy before, know almost nothing about him, but I got saved on John 3:16, so anytime I see an article about that verse it always catches my attention.
“For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.” John 3:16 (KJB)
The world is changing rapidly, the spirit of Antichrist is rising, and this lost world is preparing itself from the coming 7-year kingdom. England is a nation that have embraced Socialism, Islam and the LGBTQ, kind of sounds like America, doesn’t it? Any nation who embraces those things inevitably will, at some point, turn again the Bible and the people who believe the Book. Don’t think it could happen here? That’s what every people group thinks right before it happens. Use what freedom you have left, Christian, while you still have it to use. That’s the memo.
Police officer warns Prince William’s vicar friend that John 3:16 Bible verse on his van ‘could be considered hate speech
FROM THE DAILY MAIL UK: Pastor Mick Fleming has been warned by a police officer that the bible verse on the back of his van ‘could be considered hate speech’. Speaking on his YouTube channel, Mick said: ‘I just thought “wow”. I just wondered what people watching this thought.
‘It’s not to argue but where have we moved to as a country where a bit of Christian scripture on the back of a van can be seen as hateful or spiteful? Maybe society is moving to a place where they don’t want faith-based people sat around a table in discussion with them… for me it’s an integral message of how real change is possible.’
The law says it could be considered hate speech if the wording is threatening or inciting hatred based on protected characteristics such as religion or sexual orientation.
Mick insisted that he has no plans to remove it as he asked his viewers to give their opinions on whether the scripture could be deemed as offensive.
He said: ‘I am not going to change it, I am going to leave it one but I thought it quite interesting about how it can be perceived. I have never thought about that being something spiteful or hateful in any shape or form. I wondered what you thought – do you think people would take offence to that, and if they did, why?’
Displaying bible verses publicly is generally lawful in the UK. But the law says it could be considered hate speech if the wording is threatening or inciting hatred based on protected characteristics such as religion or sexual orientation. After recently giving up all of his belongings, Mick now lives in a campervan which has the bible verse John 3:16 printed on the back.
The verse reads: “For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.”
Now the priest has revealed he was approached by a police officer while at a petrol station in Lancashire, who told him ‘the writing could be seen as hate speech in the wrong context’. Despite being told he wasn’t there to arrest Mick, the officer said that ‘if someone reported it police would investigate, and he could end up in trouble’. READ MORE
Church on Wheels: Could this Bible verse be seen as hate speech?
Now The End Begins is your front line defense against the rising tide of darkness in the last Days before the Rapture of the Church
- HOW TO DONATE: Click here to view our WayGiver Funding page
When you contribute to this fundraising effort, you are helping us to do what the Lord called us to do. The money you send in goes primarily to the overall daily operations of this site. When people ask for Bibles, we send them out at no charge. When people write in and say how much they would like gospel tracts but cannot afford them, we send them a box at no cost to them for either the tracts or the shipping, no matter where they are in the world. We have a Gospel Billboard program. We are now broadcasting Bible studies, Podcasts and a Sunday Service 5 times a week, thanks to your generous donations. All this is possible because YOU pray for us, YOU support us, and YOU give so we can continue growing.
But whatever you do, don’t do nothing. Time is short and we need your help right now. The Lord has given us an open door with a tremendous ‘course’ for us to fulfill that will create an excellent experience at the Judgement Seat of Christ. Please pray for our efforts, and if the Lord leads you to donate, be as generous as possible. The war is REAL, the battle HOT and the time is SHORT…TO THE FIGHT!!!
“Looking for that blessed hope, and the glorious appearing of the great God and our Saviour Jesus Christ;” Titus 2:13 (KJB)
“Thank you very much!” – Geoffrey, editor-in-chief, NTEB
End Times
REVELATION WARNING: A 51-Foot Idol Of Lord Ram Rises Up Over Mississauga As Canadian Government Calls The Event A ‘Moment Of National Significance’
A 51-foot idol of Lord Ram in North America was unveiled on Sunday at the Hindu Heritage Centre in Mississauga in Canada.
The Bible is quite clear, in the last days after the Pretribulation Rapture of the Church, Antichrist will come on the scene and he will be a very religious entity. So much so that the people in that dispensation will be having a 7-year revival of Old Testament idolatry. Not content to wait, they are getting the party started a little early. That’s the memo.
“And the rest of the men which were not killed by these plagues yet repented not of the works of their hands, that they should not worship devils, and idols of gold, and silver, and brass, and stone, and of wood: which neither can see, nor hear, nor walk:” Revelation 9:20 (KJB)
The idol of the Hindu god Ram up in Canada stands at an impressive 51 feet high, but he has company. Down in Texas, a 90-foot idol is up in Sugar Land, a 25-foot idol is up in Hockessin, Delaware, with plans to install a massive 151-foot idol in Moncure, North Carolina. Kinda makes you think that someone has a plan to make idolatry great again here in America, doesn’t it?
North America’s tallest Ram god idol rises in Mississauga Canada
FROM THE HINDUSTAN TIMES: Thousands of devotees gathered for the inauguration, joined by prominent political leaders including Minister of Women and Gender Equality Rechie Valdez, President of the Treasury Board Shafqat Ali, and Minister of International Trade Maninder Sidhu. Leader of the Opposition in the House of Commons was also in attendance, marking the event as a moment of national significance.
The unveiling of North America’s tallest Lord Ram statue in Mississauga sparked emotional reactions across social media. “From Ayodhya to Ontario, the name of Shri Ram echoes louder than borders. This is not just a statue, it’s a statement of faith and identity standing tall across the world,” wrote one user. Another noted, “Toronto, Canada: The tallest Murti of Bhagwan Shri Ram now stands tall in Mississauga — a proud moment for the global Hindu community In a land where Hindus have faced rising hostility from fringe Khalistani elements, this Murti is more than a symbol of faith — it’s a statement of resilience, peace, and presence. Sanatan stands tall.” Others chimed in with messages like, “Let’s make Canada great again,” and, “Grand and beautiful ❤️.”
“This is a spiritual gift to the community,” said Acharya Surinder Sharma Shastri, founder of the Hindu Heritage Centre. “The installation of this murti is not just a moment of pride, but also a reminder that righteousness must always be the guiding factor in our lives.” The statue’s location has made it an even more iconic symbol for new arrivals to Canada. As Sharma pointed out, planes landing at Toronto Pearson International Airport often fly over the temple. Now, among the first sights to greet passengers will be the majestic figure of Lord Ram — arms outstretched, a towering symbol of peace and resilience. READ MORE
Now The End Begins is your front line defense against the rising tide of darkness in the last Days before the Rapture of the Church
- HOW TO DONATE: Click here to view our WayGiver Funding page
When you contribute to this fundraising effort, you are helping us to do what the Lord called us to do. The money you send in goes primarily to the overall daily operations of this site. When people ask for Bibles, we send them out at no charge. When people write in and say how much they would like gospel tracts but cannot afford them, we send them a box at no cost to them for either the tracts or the shipping, no matter where they are in the world. We have a Gospel Billboard program. We are now broadcasting Bible studies, Podcasts and a Sunday Service 5 times a week, thanks to your generous donations. All this is possible because YOU pray for us, YOU support us, and YOU give so we can continue growing.
But whatever you do, don’t do nothing. Time is short and we need your help right now. The Lord has given us an open door with a tremendous ‘course’ for us to fulfill that will create an excellent experience at the Judgement Seat of Christ. Please pray for our efforts, and if the Lord leads you to donate, be as generous as possible. The war is REAL, the battle HOT and the time is SHORT…TO THE FIGHT!!!
“Looking for that blessed hope, and the glorious appearing of the great God and our Saviour Jesus Christ;” Titus 2:13 (KJB)
“Thank you very much!” – Geoffrey, editor-in-chief, NTEB
End Times
NAME THAT TUNE: Words To A Long-Forgotten Sammy Hagar Song From 1977 ‘A Crack In The World’ Called For A ‘Great Divide’ To Take Place In 2025, It Just Might
A Sammy Hagar song from 1977 called ‘A Crack In The World’ seems to be a good fit for the end times mood here in 2025
We live in a world that has largely tuned out the God of Heaven, and taken His Book and thrown it on the trash heap. But oh, what manner of things He has hid in that Book if we would but read it, and believe it! In the Bible, we read about a God who likes to do small things, strange work and bring mysteries to come to pass. He has hidden the Truth in plain sight. That’s a little of what went through my mind as I read an email from NTEB’er James who wanted to bring an ancient song by Sammy Hagar to our attention. It’s called ‘A Crack In The World’, and before you just dismiss it, let’s open up our King James Bibles and see what the LORD would have to show us.
“Before the LORD: for he cometh, for he cometh to judge the earth: he shall judge the world with righteousness, and the people with his truth.” Psalm 96:13 (KJB)
The Bible says “But God hath chosen the foolish things of the world to confound the wise; and God hath chosen the weak things of the world to confound the things which are mighty;” When He came to the Earth, He came as a baby in a manger and not as the all-powerful King of Kings. God almighty in plain sight, but without the Scripture, you’d have no idea what you were looking at. Israel on May 14th is mere ‘Zionist aggression’ if you don’t have a Bible, it’s a fulfillment of prophecy if you do. Take a look at these lyrics written in 1977, by an unbeliever.
A Crack In The World by Sammy Hagar
I found out what it is that’s been driving me mad
There’s no room to breathe between the good and the bad
A crush in-between, there’s a thin, thin line
But just ’round the corner, there’s a change in design
I wish I could walk away
And dig what the preachers say
But those words don’t satisfy me no more
There’s a crack, there’s a crack in the world
There’s a crack, there’s a crack in the world
There’s a crack, there’s a crack in the world
Just fifty more years we’re all gonna know
Why, when, where, how, and who gets to go
So let’s all have a good time before the great divide
‘Cause things will start separating come 2025
So look for the subtle clues
It won’t make the front-page news
That depends upon which side that you choose
There’s a crack, there’s a crack in the world
There’s a crack, there’s a crack in the world, yeah
There’s a crack, there’s a crack in the world
How odd that these lyrics seem to echo so much of everything we have all experienced since 2020, that this world is literally being pulled apart by the tech overlords who are intent on building the platform on which Antichrist will rule for 7 short years. Interestingly, the song doesn’t appear to be referring to nuclear war or military conflict, but rather to an unseen spiritual force that will create a ‘great divide’ between the ones who will be leaving, and the ones who will be staying. The timing as well is quite curious as it places it 48 years into the future of 2025, the time in which we now find ourselves.
Consider the following:
- Global virus released in the end of 2019 – 3 million killed
- Global lockdown begins March 16th of 2020
- Global vaccine released in December of 2020 – 17 million killed
- Mandatory vaccine ID in 2021
- Executive Order to study creation of a digital US dollar in 2022
- Executive Order to create a digital dollar in 2025
- UN to declare a state of Palestine in September of 2025
You and I who are alive and remain have thus far witnessed a ‘crack in the world’, one that continues to grow and deepen with each passing day. The world will crack again when Palestine is recognized, and crack again when we who believe are removed in the Rapture. Somebody send Sammy Hagar a Bible, he’s gonna need it.
Now The End Begins is your front line defense against the rising tide of darkness in the last Days before the Rapture of the Church
- HOW TO DONATE: Click here to view our WayGiver Funding page
When you contribute to this fundraising effort, you are helping us to do what the Lord called us to do. The money you send in goes primarily to the overall daily operations of this site. When people ask for Bibles, we send them out at no charge. When people write in and say how much they would like gospel tracts but cannot afford them, we send them a box at no cost to them for either the tracts or the shipping, no matter where they are in the world. We have a Gospel Billboard program. We are now broadcasting Bible studies, Podcasts and a Sunday Service 5 times a week, thanks to your generous donations. All this is possible because YOU pray for us, YOU support us, and YOU give so we can continue growing.
But whatever you do, don’t do nothing. Time is short and we need your help right now. The Lord has given us an open door with a tremendous ‘course’ for us to fulfill that will create an excellent experience at the Judgement Seat of Christ. Please pray for our efforts, and if the Lord leads you to donate, be as generous as possible. The war is REAL, the battle HOT and the time is SHORT…TO THE FIGHT!!!
“Looking for that blessed hope, and the glorious appearing of the great God and our Saviour Jesus Christ;” Titus 2:13 (KJB)
“Thank you very much!” – Geoffrey, editor-in-chief, NTEB
THE BIG STORY
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END TIMES
CHRISLAM
FALSE TEACHERS
THE METAVERSE
REAL UFOS
ISRAEL
THE MOTB
CATHOLIC CHURCH
FAKE NEWS
ABORTION
THE THIRD TEMPLE
BILL GATES
GEORGE SOROS
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